Raise equity
Bring your community into the company.
Prepare a public offering through Backers Bootcamp and apply to raise up to $1.5 million under NI 45-110.
- 21-day Bootcamp
- Up to 90 days open
- Backers approval required
Equity, Business financing, and live company stories
How it works
Companies raise. Investors decide. Backers runs the process between them.
- Up to $1.5M
- equity crowdfunding
- $25K-$500K
- business financing
- From $100
- to invest
- NI 45-110
- crowdfunding framework
Choose your path
Three reasons to use
.
The application, documents, decisions, and money movement differ by path. Start with the outcome you need, then follow the process built for it.
Business financing
Finance growth without selling equity.
An incorporated business issues debt with proposed terms discussed privately in its company workspace: amount, repayment structure, interest, issuer fees, security and early-repayment rights.
- Private proposal and engagement
- Monthly principal repayment or interest-only
- All issuer fees stated together
Invest
Review the facts and make your own decision.
Explore Canadian equity offerings and business notes, watch founders on Water, and invest from $100.
- $0 Backers investor fees
- Required document review
- Capital is at risk
Raise equity
From company application to a public offering.
Equity is for companies asking a community to become shareholders. Bootcamp prepares the record; Backers still makes a separate listing decision after review.
- 01
Start for free
Add company requirements and initial F1 information for free. Then sign the initial access agreement and pay its upfront access/review fee to open full preparation.
- 02
Complete Bootcamp
Build the company record, offering plan, audience, and pitch through the 21-day program.
- 03
Prepare the F1
Complete and certify the Form 45-110F1 offering document investors will rely on.
- 04
Pass
reviewBackers reviews eligibility, documents, agreements, and launch readiness before deciding whether to list.
- 05
Open the offering
An approved offering may run for up to 90 days. Purchaser funds remain separate until closing.
Bootcamp completion and Backers LIVE selection do not guarantee an offering. Backers decides whether and when an offering may launch.
Business financing
From operating business to scheduled repayment.
Bactoring is debt financing for an operating Canadian corporation with revenue that can support its scheduled payments. The company keeps its equity.
- 01
Start for free, then open preparation
Enter company requirements and initial F1 information for free. Sign the initial access agreement and pay its upfront access/review fee for the stated work. Receipt opens full preparation; initial indicative terms can change.
- 02
Discuss the proposal
Review the proposed amount, term, coupon, issuer fees, monthly repayment structure and any early-repayment rights. New debt has a minimum 12-month term and is closed to voluntary repayment for the first 12 months. Invite your partner or advisers to comment and suggest changes in the company workspace.
- 03
Sign final terms and prepare documents
After review, an authorized person separately signs the final offering agreement against the exact agreed proposal version. Prepare the note, debit mandate, security and offering disclosure; financing remains conditional.
- 04
Pass
reviewBackers decides whether the note may be listed. Applying or completing documents is not an approval.
- 05
Raise and repay
If funded and closed, the company repays under its agreed note schedule. Interest-only payments leave principal outstanding until the documented repayment date; any early repayment follows the agreed notice and settlement terms.
Every listed note states its principal, fixed annual coupon, term, payment schedule, security, and any guarantee. Fixed terms do not mean guaranteed repayment.
Invest
From first look to an informed subscription.
The live feed can introduce a company. The investment flow then slows the decision down: identity, documents, acknowledgements, amount, and confirmation.
- 01
Explore
Browse open offerings, company profiles, founder updates, live sessions, and available replays.
- 02
Read the F1
Review the Form 45-110F1, security terms, use of funds, company information, and stated risks.
- 03
Verify and acknowledge
Complete identity checks and electronically sign every required Form 45-110F2 risk acknowledgement.
- 04
Invest from $100
Choose an amount within the applicable limits. Backers does not recommend or assess suitability.
- 05
Track the outcome
Follow an equity holding after close or receive scheduled note repayments when the business pays.
Note investors can set amount, term, and minimum-rate preferences for repayment notices. Each link shows currently open matches, but the investor must choose an offering, access its current F1, complete its F2, and confirm that subscription. No response sends the repayment to the investor's payout queue.
The infrastructure
One experience, three distinct jobs.
Backers remains the funding portal and decision point. Water provides the live media layer. Gwen assists with preparation without replacing review or judgement.
Funding portal
Runs issuer and purchaser workflows, F1 and F2 records, trust and closing controls, and the portal compliance calendar.
Live experience
Water
Powers the video feed, Backers LIVE channel, founder pitch rooms, broadcasts, clips, and replays.
Workflow assistance
Gwen
Helps organize company information and preparation. Gwen does not approve listings or provide investment advice.
Investors review Form 45-110F1 and complete Form 45-110F2. Backers separately maintains the portal information and principal filings, financial-resources certifications, closing controls, and required distribution records.
Start here
Choose the next action, not the whole journey.
Tell Backers what your company needs, or open the offering catalog and review what is available now.
Backers does not recommend investments or assess whether an investment is suitable for you. Securities crowdfunding and business notes involve significant risk. A company can fail or default, and you may lose some or all of the money invested.