An investor watching a founder present on Backers

Equity, Business financing, and live company stories

How it works

Companies raise. Investors decide. Backers runs the process between them.

Up to $1.5M
equity crowdfunding
$25K-$500K
business financing
From $100
to invest
NI 45-110
crowdfunding framework

Choose your path

Three reasons to use.

The application, documents, decisions, and money movement differ by path. Start with the outcome you need, then follow the process built for it.

Raise equity

Bring your community into the company.

Prepare a public offering through Backers Bootcamp and apply to raise up to $1.5 million under NI 45-110.

  • 21-day Bootcamp
  • Up to 90 days open
  • Backers approval required
See the equity program

Business financing

Finance growth without selling equity.

Apply for $25,000 to $500,000 through a Bactoring note with a fixed assessed rate and equal weekly repayments.

  • 1, 3, 6, or 12 months
  • 12.99%-17.99% annualized
  • No application fee
See business financing

Invest

Review the facts and make your own decision.

Explore Canadian equity offerings and business notes, watch founders on Water, and invest from $100.

  • $0 Backers investor fees
  • Required document review
  • Capital is at risk
See how investing works

Raise equity

From company application to a public offering.

Equity is for companies asking a community to become shareholders. Bootcamp prepares the record; Backers still makes a separate listing decision after review.

  1. 01

    Get

    Share the company, team, amount sought, traction, and intended use of funds with Backers.

  2. 02

    Complete Bootcamp

    Build the company record, offering plan, audience, and pitch through the 21-day program.

  3. 03

    Prepare the F1

    Complete and certify the Form 45-110F1 offering document investors will rely on.

  4. 04

    Pass review

    Backers reviews eligibility, documents, agreements, and launch readiness before deciding whether to list.

  5. 05

    Open the offering

    An approved offering may run for up to 90 days. Purchaser funds remain separate until closing.

Bootcamp completion and Backers LIVE selection do not guarantee an offering. Backers decides whether and when an offering may launch.

Business financing

From operating business to scheduled repayment.

Bactoring is debt financing for an operating Canadian business with revenue that can support weekly payments. The company keeps its equity.

  1. 01

    Get

    Provide the business, revenue, requested amount, use of funds, and bank information needed for assessment.

  2. 02

    Get assessed

    Backers evaluates repayment capacity and sets the proposed amount, term, rate, and weekly schedule.

  3. 03

    Complete documents

    Review the note, debit mandate, security, repayment terms, and offering disclosure before signing.

  4. 04

    Pass review

    Backers decides whether the note may be listed. Applying or completing documents is not an approval.

  5. 05

    Raise and repay

    If funded and closed, the business makes equal weekly payments under the published note schedule.

Every listed note states its principal, fixed annualized rate, term, weekly schedule, security, and any guarantee. Fixed terms do not mean guaranteed repayment.

Invest

From first look to an informed subscription.

The live feed can introduce a company. The investment flow then slows the decision down: identity, documents, acknowledgements, amount, and confirmation.

  1. 01

    Explore

    Browse open offerings, company profiles, founder updates, live sessions, and available replays.

  2. 02

    Read the F1

    Review the Form 45-110F1, security terms, use of funds, company information, and stated risks.

  3. 03

    Verify and acknowledge

    Complete identity checks and electronically sign every required Form 45-110F2 risk acknowledgement.

  4. 04

    Invest from $100

    Choose an amount within the applicable limits. Backers does not recommend or assess suitability.

  5. 05

    Track the outcome

    Follow an equity holding after close or receive scheduled note repayments when the business pays.

Note investors can set amount, term, and minimum-rate preferences for weekly repayment notices. Each link shows currently open matches, but the investor must choose an offering, access its current F1, complete its F2, and confirm that subscription. No response sends the repayment to the investor's payout queue.

The infrastructure

One experience, three distinct jobs.

Backers remains the funding portal and decision point. Water provides the live media layer. Gwen assists with preparation without replacing review or judgement.

Funding portal

Runs issuer and purchaser workflows, F1 and F2 records, trust and closing controls, and the portal compliance calendar.

Live experience

Water

Powers the video feed, Backers LIVE channel, founder pitch rooms, broadcasts, clips, and replays.

Workflow assistance

Gwen

Helps organize company information and preparation. Gwen does not approve listings or provide investment advice.

Investors review Form 45-110F1 and complete Form 45-110F2. Backers separately maintains the portal information and principal filings, financial-resources certifications, closing controls, and required distribution records.

Start here

Choose the next action, not the whole journey.

Tell Backers what your company needs, or open the offering catalog and review what is available now.

Backers does not recommend investments or assess whether an investment is suitable for you. Securities crowdfunding and business notes involve significant risk. A company can fail or default, and you may lose some or all of the money invested.

Regulatory information
How It Works - Backers